Accordingly, employers may face a wide variety of available group health insurance plan alternatives. This is due to compulsory government policies, which are imposed on employers in the private sector leading to an increasing demand for this insurance plan. In recent years, the numbers of group health insurance plans offered in the market of health insurance have been increasing rapidly. In various countries, group health insurance plans are one of the major benefits offered through employers in the private sector. AbstractA group health insurance plan is an insurance plan that provides healthcare coverage to a selected group of people.